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工具,更是构建长期竞争力的关键。在高政扬看来,当前股份制银行AI布局的痛点,在于能否将技术真正转化为实际生产力。具体而言,一是应用场景碎片化,部分银行仍停留在单点试验阶段,尚未形成贯穿前、中、后台的系统性赋能效应;二是投入产出比尚不清晰,短期难以直接转化为盈利增长,可能影响银行的持续投入意愿。  对此,高政扬建议,未来要实现差异化竞争,在于推动业务、数据、场景的深度融合。一方面,围绕自身优势领域打

合本公司及其股东的整体利益,而其条款为一般商业条款,属公平合理。责任编辑:卢昱君

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